LEVERAGE Introduces Leading AI-Powered Credit Decision Technology with Scienaptic AI
LEVERAGE is pleased to announce a strategic partnership with Scienaptic AI, a leader in AI-powered credit underwriting. This partnership aims to equip credit unions with advanced AI-driven lending capabilities enabling faster, smarter credit decisions, enhanced operational efficiency, and improved member experiences.
The Scienaptic AI platform plays a vital role in supporting over 150 lenders by enhancing lending accuracy and efficiency. The platform encapsulates a decade of technological innovation, integrating more data into decision-making, leveraging advanced machine learning algorithms, and supplementing them with rigorous risk and fair lending monitoring processes. This enables financial institutions to reach more borrowers—including underbanked and underserved individuals—and say “yes” more often without increasing risk. The platform processes over 3 million credit decisions each month, evaluating loan applications worth more than $3 billion. This enables over 1.3 million underserved individuals every month to access credit opportunities that were previously out of reach.
"We are excited to partner with Scienaptic AI to bring advanced credit decisioning capabilities to our member credit unions," said Steve Willis, President of LEVERAGE and Affiliates Consolidated Services. "Together, we’re equipping credit unions with tools that create measurable impact for their members and communities."
"This partnership is about enabling credit unions to harness the full potential of AI-powered lending," said Pankaj Kulshreshtha, Founder and CEO of Scienaptic AI. "By combining Scienaptic’s advanced underwriting technology with LEVERAGE’s deep commitment to empowering credit unions, we are helping institutions make smarter credit decisions, reduce friction in the lending process, and deliver exceptional value to their members. Together, we’re shaping a future where every credit decision drives growth, trust, and financial inclusion."
To learn more about Scienaptic AI and how they can help your credit union with cutting-edge technology, visit MyLEVERAGE.com or contact a League Consultant at consult@myleverage.com.